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From experience, external USB HDDs are just built to last longer/resist to shocks. During college, I went through four HDD in an external case in a period of 3 years. It was a very simple use, carrying it around in a backpack and using it to backup work, etc. As for my USB HDD, the one I have for work has been working since I started there in 2005, and I'm not even its first owner. I just think that they make sure there are less moving part in the USB HDDs. If you're going to use it at home simply as extra storage and back up, a normal drive in a case will do just fine.
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