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Not at all cool with people 'guessing' what I want that month. I stopped listening to the radio and watching TV for just that reason. Seems kinda backward. Like, in another timeline/universe we'd have done this first before evolving to current shopping methods (the crazy notion of buying exactly what you want). I'm also betting a fee is taken out of the monthly payment and actual purchases are inexpensive to maintain revenue. Unnecessary middleman really. Just strange all around.
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